--- title: The Other Half of the Cash Cycle description: Accounts receivable automation has lagged AP by five to seven years in real adoption. Not because the technology wasn’t available but because the problem is genuinely harder. image: https://blog.auditoria.ai/hubfs/Rohit-Substack--Other-Cash-Cycle.webp --- [![Auditoria](https://blog.auditoria.ai/hs-fs/hubfs/Auditoria_March2020/image/OnWhite.png?width=888&height=209&name=OnWhite.png "Auditoria")](https://www.auditoria.ai) - [Products](https://www.auditoria.ai/solutions/) - [Auditoria SmartVendor](https://www.auditoria.ai/solutions/#smartvendor) - [» AP Helpdesk](https://www.auditoria.ai/solutions/#ap_helpdesk) - [» AP Invoices](https://www.auditoria.ai/solutions/#ap_invoices) - [» AP Accruals](https://www.auditoria.ai/solutions/#ap_accruals) - [Auditoria SmartCustomer](https://www.auditoria.ai/solutions/#smartcustomer) - [» AR Helpdesk](https://www.auditoria.ai/solutions/#ar_helpdesk) - [» AR Collections](https://www.auditoria.ai/solutions/#ar_collections) - [» AR Remittances](https://www.auditoria.ai/solutions/#ar_remittances) - [Guardian](https://www.auditoria.ai/solutions/#guardian) - \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ - [AP and AR Helpdesk Collaborative Mode](https://www.auditoria.ai/ap-and-ar-helpdesk-collaborative-mode/) - [Auditoria Technology Platform](https://www.auditoria.ai/auditoria-smartflow-platform/) - [SmartBots and RPA](https://www.auditoria.ai/what-are-smartbots-and-how-do-they-improve-rpa/) - [How It Works: NLP & AI](https://www.auditoria.ai/how-it-works-nlp-nlu-and-ai/) - [Solutions](https://www.auditoria.ai/my-systems/) - [Workday](https://www.auditoria.ai/my-systems/#workday) - [ServiceNow](https://www.auditoria.ai/my-systems/#servicenow) - [Oracle](https://www.auditoria.ai/my-systems/#oracle) - [Coupa](https://www.auditoria.ai/my-systems/#coupa) - [SAP](https://www.auditoria.ai/my-systems/#sap) - [Benefits](https://www.auditoria.ai/who-needs-auditoria/#top) - [CFOs](https://www.auditoria.ai/who-needs-auditoria/#cfo) - [Controllers](https://www.auditoria.ai/who-needs-auditoria/#controller) - [Receivables Teams](https://www.auditoria.ai/who-needs-auditoria/#ar) - [Payables Teams](https://www.auditoria.ai/who-needs-auditoria/#ap) - [General Ledger Teams](https://www.auditoria.ai/who-needs-auditoria/#fpa) - [Shared Services Teams](https://www.auditoria.ai/who-needs-auditoria/#gbs) - [IT and Finance Transformation](https://www.auditoria.ai/who-needs-auditoria/#it) - [Resources](https://www.auditoria.ai/resources/) - [Blog](https://blog.auditoria.ai) - [Product Demos](https://www.auditoria.ai/resources/type-demos/) - [Solution Briefs](https://www.auditoria.ai/resources/type-solution-briefs/) - [White Papers](https://www.auditoria.ai/resources/type-white-papers/) - [Webinar Recordings](https://www.auditoria.ai/resources/type-webinar-recordings/) - ROI Calculators - [AP Automation ROI](https://www.auditoria.ai/ap-automation-roi-calculator/) - [AR Automation ROI](https://www.auditoria.ai/ar-automation-roi-calculator/) - [Company](https://www.auditoria.ai/company/) - [About Us](https://www.auditoria.ai/company/) - [Careers & Culture](https://www.auditoria.ai/careers-culture/) - [Contact Us](https://www.auditoria.ai/contact-us/) - [News & Press](https://www.auditoria.ai/news-and-press/) - [Events & Webinars](https://www.auditoria.ai/events-webinars/) - [Partners](https://www.auditoria.ai/partners/) - [Trust](https://www.auditoria.ai/trust/) You are here: [Home](https://www.auditoria.ai) / [Blog | AI In Finance](https://blog.auditoria.ai) / The Other Half of the Cash Cycle ### [Blog | AI In Finance](https://blog.auditoria.ai) # The Other Half of the Cash Cycle [By Rohit Gupta](https://blog.auditoria.ai/author/rohit-gupta) ![Rohit-Substack--Other-Cash-Cycle](https://blog.auditoria.ai/hs-fs/hubfs/Rohit-Substack--Other-Cash-Cycle.webp?width=622&height=350&name=Rohit-Substack--Other-Cash-Cycle.webp)Accounts receivable automation has lagged AP by five to seven years in real adoption. Not because the technology wasn’t available but because the problem is genuinely harder. AP has a clean shape. There’s a document (the invoice), a system that owns the truth (the ERP), and an unambiguous definition of done (payment posted). AR has none of that tidiness. Remittance data arrives in a dozen formats and rarely matches cleanly. Invoices get disputed. Collections is a relationship, not a transaction — the same customer you’re chasing this week is the one your sales team is trying to renew next week. That human dynamic is exactly why so many teams have been reluctant to point automation at it. It feels risky in a way that AP never did. So AR stayed manual. And manual AR is expensive in a way that doesn’t show up on a software invoice. It shows up as a remittance file with 300 line items that someone matches by hand for three hours. As forty dunning emails sent one at a time from a shared inbox. As a collections rep piecing together a customer’s full picture across four systems before they can even pick up the phone. The work is enormous, it’s low-judgment, and it’s precisely the work that keeps the team from the high-judgment conversations that actually move a payment. [Read full article on Substack](https://rmgaai.substack.com/p/the-other-half-of-the-cash-cycle)   [AI Governance](https://blog.auditoria.ai/tag/ai-governance), [AI for Finance](https://blog.auditoria.ai/tag/ai-for-finance), [AI Education](https://blog.auditoria.ai/tag/ai-education) ## Read On ### [AI in the Office of the CFO: The 2026 Mid-Year Report The remarkable thing about this spring wasn’t any single announcement. It was that five competitors...](https://blog.auditoria.ai/ai-in-the-office-of-the-cfo-the-2026) ### [From Template OCR to Cash Cycle Ownership: The Migration Runbook Two hundred and fifty years ago, the question wasn't whether to leave. Everyone who needed to...](https://blog.auditoria.ai/from-template-ocr-to-cash-cycle) ### [What Is Computer Vision All About? What is Computer Vision? 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All rights reserved.  © Copyright 2024 - Auditoria.AI - - ![](https://ws.zoominfo.com/pixel/XTjRYea2oipaSEi4VMXW) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Rohit Gupta", "url" : "https://blog.auditoria.ai/author/rohit-gupta" }, "dateModified" : "2026-07-28T14:34:04.006Z", "datePublished" : "2026-07-28T14:04:58.000Z", "headline" : "The Other Half of the Cash Cycle", "image" : [ "https://blog.auditoria.ai/hubfs/Rohit-Substack--Other-Cash-Cycle.webp" ], "mainEntityOfPage" : { "@id" : "https://blog.auditoria.ai/the-other-half-of-the-cash-cycle", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.auditoria.ai/hubfs/Auditoria%20Registered%20Gray_Auditoria%20Full%20Gray.svg" }, "name" : "Auditoria.AI" } } ```